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Ontario Student Assistance Program (OSAP)

The Ontario Student Assistance Program (OSAP) is a financial aid program that can help you pay for college or university.

OSAP offers funding through:

  • grants: money you don’t have to pay back.
  • student loans: money you need to pay back once you’re done school.

When you apply for OSAP, you will be considered for both grants and loans. Applicants are also automatically considered for the OSAP Student Access Guarantee Bursary. If you don’t want to take a loan, you can decline it after your application is approved.

There are also programs to help you repay your student loan once you’re done school.

What can OSAP help with?

  • Financial assistance for educational costs and basic living expenses.
  • Financial assistance for child care for students with children.
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